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當你能存取你的資金以及稅金如何適用你的提款時，年金通常可以依據分類。延後年金顧名思義，會延遲收入結算，直到日後，通常是在您退休或希望動用資金時。這類年金吸引那些希望在延後繳納稅款等資金發放時，逐步擴大投資的人。這筆投資會以遞延課稅的�